Secure Your Journey — Trust James George Ward Auto Protection
Tailored protection for the way you drive — trust James George Ward Auto Protection to keep you covered wherever the road leads.
About James George Ward
Protect Yourself from the Unexpected – Wherever the Road Takes You.
Unexpected vehicle breakdowns can throw your day—and your budget—into chaos. One moment you’re on your way, the next you’re stranded with a repair bill you didn’t see coming.
James George Ward – Auto Protection offers reliable, customized coverage designed to protect you from the stress and cost of surprise repairs. With our plans, you can drive confidently, knowing you’re backed by dependable protection every mile of the way.
Protection That Works for You — Everyday Plans by James George Ward Auto Protection
Whether you’re driving solo or managing a growing fleet, Molinise Digital Auto Protection offers flexible, budget-friendly coverage tailored to your unique needs. From essential liability plans to comprehensive commercial protection, we make it easy to stay secure and confident every mile of the way.
Individual Protection Plan
1. Essential Plan – $45/month
Perfect for meeting state minimum requirements.
State-Mandated Liability Coverage
Bodily Injury & Property Damage
24/7 Claims Support
2. Everyday Protection – $75/month
Our most popular plan for everyday drivers.
Liability + Collision & Comprehensive Coverage
Uninsured/Underinsured Motorist Coverage
Roadside Assistance Included
3. Elite Coverage – $110/month
Premium protection with added peace of mind.
Full Coverage + Rental Car Reimbursement
Glass & Windshield Protection
Accident Forgiveness
Gap Insurance Coverage
All plans are backed by James George Ward— designed for real drivers, real coverage, and real peace of mind.
1. Small Business Plan – $95/month per vehicle
Ideal for contractors, gig workers, and mobile service providers.
Commercial Liability Coverage
Equipment & Tool Protection
Hired & Non-Owned Vehicle Coverage
2. Fleet Plus – Custom Pricing
Customized coverage for businesses with 3 or more vehicles.
Advanced Fleet Management Tools
Flexible Deductible Options
Driver Screening & Background Checks
On-Site Policy Reviews & Annual Coverage Audits
3. Rideshare Pro – $68/month
Specifically designed for rideshare and delivery professionals (Uber, Lyft, DoorDash, etc.).
Hybrid Personal + Rideshare Coverage
Passenger Liability Protection
Gap Time Coverage (app on/off duty)
Save even more with discounts for safe driving, multi-vehicle bundles, and electronic payments. Powered by James George Ward — business-ready coverage that works as hard as you do.
Business Protection Plan
Coverage That Cares — James George Ward Auto Protection, Here for Every Driver
At James George Ward Auto Protection, we’re committed to delivering reliable, personalized vehicle coverage that keeps you confidently on the road. With years of industry expertise behind us, our mission is simple: to offer clear, affordable, and comprehensive protection plans tailored to the unique needs of every driver.
We take pride in providing exceptional service and support, ensuring you feel secure at every turn.
Every driver and every vehicle is different — that’s why we offer flexible coverage options built around your lifestyle and budget. Whether you’re looking for essential protection or a fully comprehensive plan, we design your policy to fit what matters most to you. With us, there are no hidden fees, no confusing terms — just honest, dependable coverage you can trust.
At the heart of James George Ward Auto Protection is a deep commitment to customer care. When the unexpected happens, we’re here — fast, responsive, and ready to help. Choosing us means more than just vehicle protection — it means gaining a trusted partner who’s invested in your safety, comfort, and peace of mind on every journey.
From Custom Coverage to Continuous Care — Experience Auto Protection the James George Ward Way
01.
Personalized Assessment
We begin by getting to know your unique driving habits and coverage needs, enabling us to create a personalized insurance plan tailored specifically to you.
02.
Customized Coverage Options
Once we've evaluated your needs, we offer a selection of personalized coverage options crafted to deliver optimal protection—all at competitive, budget-conscious rates.
03.
Ongoing Support and Service
Once your policy is active, our dedicated team provides ongoing support for any questions, updates, or claims—keeping you protected and informed at every stage.
04.
Transparency Without the Jargon
You won’t find confusing terms or hidden upsells here. James George Ward delivers clear, straightforward information, empowering you to understand your rights, responsibilities, and options on your own terms.